Financing

Already have an estimate? Apply now.

At Hometown Heating & Air, you've always got options, including how to pay. Our financing partners offer programs with $0 down and your choice of monthly payments - all at a better rate than most major credit cards^†.

Why put off getting your family the comfort they deserve?

With $0 down, no fees, low monthly payments and no penalty for early pay off, you can get your family the comfort they deserve today!

So don't break the bank — get the comfort you need on your terms, at a price you can afford. Give us a call at 859-241-6633 today!

Why Finance With Hometown Heating & Air?

$0 Down Payment^†
No Fees^† †
Choose Your Monthly Payment^†
Choose Your Interest Rate^†
Flexibility & Convenience
Credit Issues? Programs Are Available!

^†With approved credit. Offers based on credit history.
^† †No Application Fees & No Origination Fees.

Call (859) 241-6633 Apply Now

Special Financing

Whether you've had some recent financial setbacks or you're working on your credit, Hometown can help.

At Hometown, you're more than just a credit score. If your credit is less than perfect or damaged, our lenders are standing by to work with you. They offer hassle-free monthly payments, a simple application process, and help when you need it.

With the lease purchase program from Microf, purchasing a new unit for your home has never been easier. No credit needed!^†

Fast and easy application process and approvals^†
You need only an ID, active bank account, and steady source of income
Choose from multiple budget-friendly payment terms and options

So if you're tired of your credit score defining your life, get a fresh start with Hometown Heating & Air and Microf.

Financing Powered by FTL Finance^® and Microf.

Call (859) 241-6633 Now Learn More

How clean is the air in your home?

Protect your family and keep your home's air clean and healthy with the integrated Honeywell UV Air Purifier installed by Hometown Heating & Air.

As we spend more time indoors this winter, we want to raise awareness about the importance of indoor air quality. Learn more about indoor air quality from Hometown Heating & Air, or schedule your indoor air quality evaluation today!

Call Now! Learn More

^†No Credit Needed does not mean or imply that no inquiry will be made of credit history or creditworthiness. Our lender's underwriting process allows it to consider people with less-than-perfect or damaged credit. It looks at many other data points – including income and banking history – and regularly approves people with less-than-perfect credit or limited credit history. Microf obtains information from consumer reporting agencies. Not all applicants are approved.